Why Choose us

Anytime, Anywhere access

can be applied for 24/7 from the comfort of your home, office, or anywhere with internet access.

Secure & paperless Transactions

Environmental friendly process with Advanced encryption and security protocols ensuring the safety of users data.

Fast & Simplified Application Process

Easy-to-follow steps for quicker applications reviews and approvals.

Access to Financially Underserved Areas

extend credit to individuals in remote or rural areas promoting financial inclusion and accessibility.

Our Instant Personal Loan Example

Loan Amount

10000

Tenure

12 Months

APR

31%

Interest Rate Yearly

26% PA

Admin Fee

Rs. 2000

Monthly EMI

7128

Total Interest

10540

Amount To Be Deposited

98000

Rates & Charges

Here are some rates and charges that you must know when you apply for personal loan:

Minimum Loan Amount

Rs 5000/-

Maximum Loan Amount

1,00,000 /-

Tenure Days

90 Days To 365 Days

Processing Fee

@ 2% Of Loan Amount

No Pre

Closure Charges

ROI

@ 1.25% To 2.15% Monthly

APR

@ 15% To 31%.

Cheque Bounce Charges

Rs. 1000/-

LOAN APPROVAL PROCESS

Apply online
Apply online with the required amount
Submit documents
Submit your documents
Verification
Get the verification and approval in a few hours
Get loan
Get a loan within two hours

Disclaimer & Disclosure

At InstantLoanPay, transparency and consumer welfare are at the forefront of our operations. This disclaimer serves as a critical notice to our valued clientele regarding the existence of imposters and the necessity to exercise caution in financial dealings.

Legitimate Loan Services

We proudly affirm our status as an authentic loan providing organisation, sanctioned by the Reserve Bank of India (RBI) to disburse loans to eligible clients. It has come to our attention that deceptive individuals are engaging in illicit activities, posing as InstantLoanPay representatives, and demanding illicit fees under false pretences.

Strong Reprimand Against Impersonation

We vehemently condemn any fraudulent impersonation of InstantLoanPay. It is imperative to alert the public that InstantLoanPay does not charge any upfront fees against our loans. Individuals claiming otherwise are not affiliated with our organisation.

Disclosure of Malicious Activities

In our commitment to customer protection, we have observed malicious activities, including the creation of fake email IDs and websites with names like InstantLoanPay. This has led to confusion among our customers and instances of scams.

Public Warning and Awareness Initiatives

  • Identify Impersonation: Be vigilant against fake email IDs, websites, ads, and domains claiming to represent InstantLoanPay.
  • Complex Credit Review Process: Understand that our credit partner employs a meticulous process, adhering to legal guidelines. InstantLoanPay and its employees never demand prepayment from clients before loan disbursal.
  • Email Authentication: Recognize that official InstantLoanPay communications will exclusively use the domain Instantloanpay.com . Be cautious of emails from other domains.

Protection Measures

Before engaging with potential scammers, responding to fake ads, websites, emails, or calls, exercise caution to shield yourself from criminal activity.

Urgent Reporting and Advisory

We urgently request our prospective customers to report any suspicious activity resulting from illegal practices to their local jurisdiction. It is essential not to share OTPs/passwords with anyone, including InstantLoanPay staff.

Please Note: Dealing with scammers is done at your own risk and responsibility. InstantLoanPay disclaims any responsibility for associated losses.